Wondering if travel insurance is worth the investment? The short answer is 100% yes. We’ve been traveling the world for almost 9 years now and having insurance gives us a lot of peace of mind.
In a nutshell, travel insurance provides coverage for unexpected events that can occur while you are traveling. These events can include medical emergencies, trip cancellations, lost or stolen luggage, flight delays, and even natural disasters.
While no one wants to think about things going wrong on a vacation, the reality is that unexpected events can happen. We’ve heard of SO many horror stories of travelers who go on a trip and end up getting into an accident. Often times, they don’t have travel insurance and friends and family have to rely on a Go-Fund me page to help cover costs.
Don’t be that person!
If you were to fall ill or get injured while traveling, you may face significant medical bills in a foreign country, and this can be extremely stressful. Depending on the policy, travel insurance can also cover emergency medical evacuation, which can be incredibly important in remote or hard-to-reach areas.
Another essential benefit of travel insurance is coverage for trip cancellations or interruptions. If you or a family member fall ill before your trip, or if your travel plans are disrupted due to a natural disaster, having travel insurance can help you recoup your expenses.
Trip cancellation and interruption coverage can also provide reimbursement for prepaid expenses like hotel bookings, airline tickets, and tours.
Lost or stolen luggage is also a common issue that can put a damper on your trip. Fortunately, many travel insurance policies provide coverage for lost or stolen luggage and personal belongings. This can include reimbursement for items like cameras, laptops, and smartphones.
It can also help coverage for unexpected flight delays or cancellations. This can be especially important if you have connecting flights or are traveling during peak seasons when flight disruptions are more common.
In summary, while travel insurance may seem like an unnecessary expense, it can provide essential coverage and peace of mind when you’re traveling. With coverage for medical emergencies, trip cancellations or interruptions, lost or stolen luggage, and flight delays or cancellations, travel insurance is an essential part of any travel planning.
Safety Wing Travel Insurance
The main company which we happily recommend is Safety Wing. They are an international insurance company created specifically for travelers, digital nomads, and remote workers.
SafetyWing’s travel insurance policies include coverage for medical emergencies, trip interruptions, lost or stolen luggage, and even personal liability.
One of the most significant benefits of SafetyWing is their ability to provide coverage for individuals traveling on a budget, with policies starting at just $1.32 per day. SafetyWing also offers 24/7 customer support, making it easy to get help in case of an emergency.
If you’re planning a long-term trip or working remotely abroad, SafetyWing’s travel insurance is an excellent option to consider for comprehensive coverage and peace of mind.
The reason why we love them so much is because they allow you to avail of monthly plans which is great! This is the insurance company that we personally use and have no issues with them whatsoever.
Safety Wing Coverage
SafetyWing’s travel insurance policies offer coverage for a range of adventure activities that are often excluded from other travel insurance policies. This means that travelers who plan to participate in activities like hiking, skiing, snowboarding, and scuba diving can have peace of mind knowing that they are covered.
SafetyWing’s adventure sports coverage includes medical expenses resulting from injuries sustained during these activities, as well as search and rescue expenses in case of emergencies.
It’s important to note that some activities like high altitude hiking or deep diving may require additional coverage, and it’s essential to review the policy’s terms and conditions before engaging in any high-risk activities.
However, with SafetyWing’s adventure sports coverage is pretty good and is a big reason why we choose them as our provider.
Click here to check out our Safety Wing review.